​​At Clever Fintech, we are committed to protecting your privacy and ensuring that your personal information is handled securely and responsibly. This Privacy Policy outlines how we collect, use, store, and protect your data when you use our website, platform, and services. By accessing or using Clever Fintech, you agree to the terms of this Privacy Policy.

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1. Introduction

Clever Fintech (“we,” “us,” or “our”) is an AI-powered, SaaS crowdfunding platform that helps businesses raise capital through customized campaigns. This Privacy Policy applies to all users of our platform, including companies and investors, and describes how we handle your personal data in compliance with GDPR and other applicable regulations.

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2. Data We Collect

We collect various types of personal and non-personal data to provide our services effectively. This includes:

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a. Personal Information

• Account Information: Name, email address, phone number, company name, and any other details you provide during registration.

• Verification Data: For KYC/KYB and AML compliance, we may collect government-issued identification, business registration details, and other verification documents.

• Payment Information: Bank account details or credit card information for processing transactions.

 

b. Automatically Collected Data

• Usage Data: Information about your interaction with our platform, such as pages viewed, clicks, and time spent.

• Device Information: Details about your device (e.g., IP address, browser type, operating system).

 

c. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience and collect information about how you use our platform. For more information, please see our Cookie Policy.

 

3. How We Use Your Data

We use your personal data for the following purposes:

 

a. To Provide Our Services

• Facilitate crowdfunding campaigns and investor matching.

• Ensure regulatory compliance, including KYC/KYB and AML checks.

• Process payments and manage transactions.

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b. To Improve and Customize Our Platform

• Analyze user behavior to optimize the platform's performance and user experience.

• Provide personalized recommendations and campaign optimization through AI algorithms.

 

c. To Communicate with You

• Send updates, newsletters, and notifications about your account or campaigns.

• Respond to your inquiries and provide customer support.

 

d. Legal and Compliance

• Comply with legal obligations, including anti-fraud measures and regulatory requirements (such as GDPR and AML).

 

4. Data Sharing and Disclosure

We may share your personal data with third parties only in the following circumstances:

 

a. Service Providers

We may share your data with third-party service providers (e.g., payment processors, identity verification services) who assist us in delivering our services. These service providers are contractually obligated to protect your data in accordance with this Privacy Policy.

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b. Legal Compliance

We may disclose your personal data if required by law, regulation, or legal process, including to comply with GDPR, AML, or other regulatory requirements.

 

c. Business Transfers

In the event of a merger, acquisition, or sale of assets, your personal data may be transferred to the new entity. We will notify you of such changes and provide you with options regarding your data.

 

5. Data Storage and Security

We take data security seriously and implement industry-standard measures to protect your personal information from unauthorized access, disclosure, or misuse. These measures include:

• Encryption of sensitive data (e.g., payment information).

• Access control mechanisms to restrict data access to authorized personnel.

• Regular security audits and vulnerability assessments.

Your personal data is stored securely on servers located in [Insert Data Location]. We retain your data as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.

 

6. Your Rights Under GDPR

If you are located in the European Economic Area (EEA), you have the following rights regarding your personal data:

 

a. Right to Access

You have the right to request access to the personal data we hold about you.

 

b. Right to Rectification

You may request that we correct any inaccurate or incomplete personal data.

 

c. Right to Erasure (Right to be Forgotten)

You can request the deletion of your personal data under certain conditions.

 

d. Right to Restrict Processing

You have the right to request that we limit the processing of your data in certain circumstances.

 

e. Right to Data Portability

You can request a copy of your personal data in a structured, machine-readable format.

 

f. Right to Object

You have the right to object to the processing of your personal data under certain conditions, such as for direct marketing purposes.

 

g. Right to Withdraw Consent

If we process your data based on your consent, you can withdraw that consent at any time.

To exercise these rights, please contact us at [Insert Contact Email]. We may verify your identity before fulfilling your request.

 

7. International Data Transfers

If you are located outside of [Insert Data Location], we may transfer your personal data to countries that may not have the same data protection laws as your jurisdiction. However, we take steps to ensure that your privacy is protected, including implementing standard contractual clauses or other lawful mechanisms for data transfers.

 

8. Children’s Privacy

Our platform is not intended for individuals under the age of 18. We do not knowingly collect or process personal data from individuals under 18. If we become aware that we have collected data from a minor, we will take steps to delete that information.

 

9. Cookies and Tracking Technologies

Clever Fintech uses cookies and similar tracking technologies to:

• Improve user experience.

• Analyze platform usage.

• Personalize content and advertisements.

You can manage your cookie preferences through your browser settings. For more detailed information, please visit our Cookie Policy.

 

10. Third-Party Links

Our platform may contain links to third-party websites. These websites are governed by their own privacy policies, and we are not responsible for their content or privacy practices. We encourage you to review the privacy policies of any third-party sites you visit.

 

11. Updates to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any changes will be posted on this page, and we will notify you if the changes are significant. Please review this policy periodically for updates.

 

12. Complaints

If you believe we are not processing your personal data in accordance with the law, you have the right to file a complaint with your local data protection authority or with the Dutch Data Protection Authority (Autoriteit Persoonsgegevens) if you are located in the Netherlands.